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LEGAL COVER INSURANCES | LEGAL EXPENSES COVER
Before the event policy
This is a legal expenses insurance policy that you get before an event which necessitates you to take legal action against someone or a company happens. It is always advisable to have legal cover insurance as litigation, and legal matters can be costly.
You have to check the terms of the cover before you take it to ensure you will be covered in the event you have to use it. Most insurances will cover cases which they believe have a success rate of over 50%. This insurance normally covers you for solicitor’s fees costs and certain disbursements.
After the event insurance policy
After the event insurance policy is an insurance policy which I advise in litigation or legal action which is already ongoing. You can arrange for this through your solicitor. This type of insurance will cover your legal costs in the event that you are unsuccessful. It is more expensive than before the event insurance cover. Mostly the insurer will have to satisfy themselves that there is a more than 50 percent of success rate. The costs you incur from the other side will be covered so can be disbursements.
Areas of law that we service at Tann Law solicitors which you may benefit from legal insurance are:
- Employment Law
- Civil Litigation
It is advisable to individuals and especially companies to have legal cover insurance in case you may need legal advice.
A policy add-on to your home insurance, legal expenses cover may protect you against the cost of taking legal action should a situation arise where it’s needed.
Article written by Andrew Nyamayaro of Tann Law Solicitors Ltd.
Contact details info@tannlaw.co.uk or call our office on 02477632323
Disclaimer: Information in this article is not meant to be legal advice. Please consult with your lawyer.
